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Q.

What is Shubham Housing Finance Rate of Interest?

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10 months

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The Shubham finance home loan interest rate starts at 9.90% and goes up to 16% per annum.

You can take a home loan from Shubham Housing Finance if you want to buy a new or resale house, purchase a new plot, including the construction of your own home, construct a home on an already owned plot, transfer loan, and home extension. 

The loan amount that Shubham Finance offers has an upper limit of Rs. 50 lakhs, which depends on the city you live in, your requirements and the property valuation. The maximum loan tenure is 25 years. Below, I am writing the eligibility criteria for the home loan. This will help you to determine your eligibility.

What are the Shubham Finance Home Loan Interest Rate and Eligibility Criteria?

To be eligible for a home loan from Shubham Finance, you’ll need to fulfil certain conditions. These are:

  1. You need to be aged more than 21 years and not more than 65 years at the time of loan maturity. 

  2. You need to have a bank account.

  3. You should be living in a city where Shubham Finance’s office is located.

  4. You don’t require a guarantor.

  5. All the owners of the property that is being financed and all the individuals whose incomes have been taken up for the loan need to be the loan’s co-applicants.

I hope this helps you to know about the Shubham housing finance interest rate. 

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Some related information: Which Bank has Lowest Interest Rate for Home Loan?  

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