To build or to purchase a house we need resources. Besides the government, there are private companies who are helping people out to purchase a house. LIC is one of those companies which provides home loans at a lower interest rate. Let me share with you about LIC home loan interest rate 2021.
Well, one thing we should remember is that home loans should be taken at a lower interest rate. With lesser home loans you will be more advantageous. You can secure home loans for a lesser tenure and pay lesser EMI if you choose lower interest rates. So, before falling into trap of agents for home loans you should take some time and check which organisation offers the lowest interest rate and then apply for a home loan. Keep reading to learn about lic housing finance home loan rate.
This is the recent update on what is current interest rate for home loan in LIC.
I hope you have cleared your doubts regarding LIC home loan interest rate 2021.
Calculate the EMI on home loan through this,
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Read more:
How To Get LIC Housing Loan Sanction Letter Online?
How To Get List Of Documents From LICHFL?
How To Reduce Home Loan Interest In LIC HFL?
What is the current home loan interest rate in LIC?
LIC Housing Finance Limited (LICHFL) provides home loans between Rs. 1 lakh to 15 crores. The current interest rate for LICHFL starts from 6.90 per annum. You can avail home loans from LIC for 30 years of flexible tenures. There are additional charges you need to consider such as processing and GST. The processing fee can range between 0% to 0.50%. LIC also provides home loans for NRIs. There are different home loan schemes availing LIC with different interest rates. I will share with you what is the current rate of interest for home loan in LIC for different schemes.| Schemes | Interest Rate for salaried | Interest Rate for Self-employed |
| LIC HFL Home Loan | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL Griha Varishtha | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL Griha Suvidha | 7.15% p.a. - 7.95% p.a. | 7.25% p.a. - 8.05% p.a. |
| LIC HFL Home Loan for NRI | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL Home Construction Loan | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL Home Extension Loan | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL Home Renovation Loan | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL Home Loan Top Up | 8.50% p.a. - 9.00% p.a. | 8.50% p.a. - 9.00% p.a. |
| LIC HFL “Pay when you Stay” | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL 6 EMI Waiver | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
| LIC HFL Advantage Plus | 6.90% p.a. - 7.80% p.a. | 7.00% p.a. - 7.90% p.a. |
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What is the current home loan interest rate in LIC?
Ayushi Ganguly
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2021-12-24T17:22:19+00:00 2021-12-24T17:24:23+00:00Comment
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