What is the Difference Between A Khata and B Khata?

In India, Khata refers to a property account or record maintained by local municipal authorities. Let’s explore the difference between A and B Khata:

1. A Khata:

• Legal Approval: Properties with an A Khata have legal approvals from the municipal corporation or local authorities.

• Tax Assessment: These properties are assessed for property tax, and the owner receives a tax bill.

• Eligibility for Loans: Owners of A Khata properties can easily obtain loans from banks and financial institutions.

• Regularised Layouts: Properties in approved layouts fall under the A Khata category.

1. B Khata:

• No Legal Approval: B Khata properties lack proper approvals from authorities. They might be in unauthorised layouts or have violations.

• Tax Assessment: While B Khata properties are assessed for tax, they do not receive a tax bill directly.

• Loan Challenges: Obtaining loans for B Khata properties can be difficult due to their legal status.

• Unapproved Layouts: Properties in layouts without proper approvals fall under the B Khata category.

Remember that it’s crucial to verify the khata status before purchasing any property.  I hope you get an idea of the difference between B khata and A khata.

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The BBMP created the concept of Khata in 2007 to streamline the property tax process inside the city. In Bangalore, there are two registries for khata: A Khata and B Khata. The legal status is the primary difference between B Khata and A Khata. Continue reading to see all the differences, and don't forget to hit "like" on this page.

Difference between A and B Khata

Let's check the major difference between A Khata and B Katha in the following table:

For the sake of preventing any future legal complications, I will advise property buyers to make sure they are investing in A Khata properties. I hope you get an idea of A Khata B Khata difference.

Khata certificate in Karnataka is issued by BBMP to the property owners. It is a mandatory document that an owner should hold before selling the property.  Every buyer should check the Khata certificate before making the final payment for buying the property. If someone wants a loan against his property he needs to show his Khata certificate in the Bank. Earlier the khata certificate was issued handwritten to the property owner, now that is converted into a computer-generated certificate known as e khata. Khata can be classified into two categories A khata and b khata. Here I have described the

• A KHATA

  certificate is the final document of a property that proves the property owner. Also, a khata clarifies that the property is legal and if the property is constructed it is constructed under RERA guidelines and has other approvals such as approval from water board, electricity board, environmental department etc. One of the main objectives of A khata is that the owner of the property has paid all the property taxes. Properties with A khata certificate can be resold or transferred. The owner of A khata certificate is eligible for home loans,  building licenses. 

• B KHATA

  is a temporary document where the owner with B khata certificate can not engage in trading the property. This means the properties with B khata certificate can not be sold. The B khata certificate is issued to the properties that have some kind of loophole in it such as the building is not constructed as per the approved plan or the land title is not clear or the property debts are not been cleared or tax has not been paid.

This is the

To make the collection of taxes easier, the Karnataka Government has made it mandatory for all the properties falling within the limits of BRUHAT BENGALURU MAHANAGARA PALIKE(BBMP) to obtain a KHATA certificate. Khata therefore is a legal document which holds all the vital details regarding the property like property types, size,location, area, the flat number, the number of floors and the property's  establishment date, property identification number, carpet area, built up area etc. 

There are two types of khata certificates: A khata and B khata. 

A KHATA certificate is a proof that property has gained all approvals from the concerned authorities and the property owner has paid all the required property taxes and owns a legal property. Properties with A khata certificate can be resold or transferred. The owner of A khata certificate is eligible for home loans,  building licenses and can avail occupation certificates easily. They can even get permission for construction or an expansion of the property. 

When there is a property which has violated the building bye laws or have not yet cleared the property tax dues, B khata certificate is issued. These properties are considered illegal and hence cannot be resold or transferred B khata properties are not eligible for any bank loans or any trade licences. A property owner with B khata certificate is not permitted for any kind of construction work or expansion work of their property.

Once the owner of the B khata properties clear away all their property taxes and clears his dues his property can be upgraded to A khata properties and he can enjoy all the privileges which are bestowed upon the A Khata certificate property holders

Thus to conclude A KHATA certificate is very important for all future transactions.