I work in the Indian Railways, and I was planning to take a personal loan. I have an account in the Central Bank of India and to know about the loan details; I called their helpline number. An executive told me about the Central Bank personal loan eligibility and a few other details. So, if you are trying to learn about the personal loan eligibility criteria of the Central Bank, then I can be of help to you.
What is the Central Bank of India Personal Loan Eligibility?
I have added the information related to personal loan eligibility I learned from a bank executive below.
The person should be a permanent employee of either the Central or State Government.
They should have completed One year of service and have a salary account with the bank for 12 months.
Should have a minimum gross salary of Rs.1.80 Lakh p.a.
Following that, here is some more information that he had provided me. I have added those in a table below to make it easier for you to understand.
Particulars |
Values and Information |
Repayment period |
84 Months |
Rate of Interests |
RBLR + CRP (2.65%/3.40%) i.e. 12.00%/ 12.75% at present |
Processing charges |
Zero for Defence personnel. |
And that’s all I learned about the details of a personal loan from the Central Bank customer executive. I hope this helps.
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Authors Of The Question
What is the Eligibility of Central Bank Personal Loan?
Vaskar
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26 days
2024-10-28T23:07:07+00:00 2024-10-28T23:07:08+00:00Comment
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