What is the Home Loan Interest Rate in Jana Small Finance Bank?

Hi Shanti. The Jana Bank home loan interest rate ranges from 9.75 percent to 16.75 percent per annum. I have a running home loan from them. I compared the interest rate with other banks like HDFC and SBI. I felt this was better regarding the interest rate, so I went ahead with Jana Bank.

The home loan interest rate offered by banks depends mainly on our CIBIL score, current financial obligations i.e. existing loans and tenure. A shorter tenure, CIBIL score of 750 and above and minimum to no EMIs will help you get the lowest interest rate on the home loan. Let me also share the eligibility criteria for the home loan by Jana Bank with you.

What is the Home Loan Eligibility Criteria at Jana Small Finance Bank?

Here is the eligibility criteria:

1. You need to either be a self-employed professional, self-employed non-professional or salaried professional.

2. You can also apply if you’re a professional with cash income.

3. Your household income should at least be Rs. 10,000 per month.

4. You must be at least 25 years of age and up to 75 years during loan maturity.

That is all I have to share. I believe you are now aware of the Jana Small Finance Bank home loan rate of interest. 

Hi Shanti. The Jana Bank home loan interest rate ranges from 9.75 percent to 16.75 percent per annum. I have a running home loan from them. I compared the interest rate with other banks like HDFC and SBI. I felt this was better regarding the interest rate, so I went ahead with Jana Bank.

The home loan interest rate offered by banks depends mainly on our CIBIL score, current financial obligations i.e. existing loans and tenure. A shorter tenure, CIBIL score of 750 and above and minimum to no EMIs will help you get the lowest interest rate on the home loan. Let me also share the eligibility criteria for the home loan by Jana Bank with you.

What is the Home Loan Eligibility Criteria at Jana Small Finance Bank?

Here is the eligibility criteria:

1. You need to either be a self-employed professional, self-employed non-professional or salaried professional.

2. You can also apply if you’re a professional with cash income.

3. Your household income should at least be Rs. 10,000 per month.

4. You must be at least 25 years of age and up to 75 years during loan maturity.

That is all I have to share. I believe you are now aware of the Jana Small Finance Bank home loan rate of interest. 

I feel that for loans up to Rs. 50 lakh and repayment terms of up to 30 years, Jana Small Finance Bank home loan rate of interest is the best. The Jana bank home loan interest rate begins at 9.75% p.a. The bank also provides the ability to top up and transfer the balance of house loans. We, customers, can use a Jana Small Finance Bank home loan for a number of things, including buying a house or flat, buying a building lot, and making improvements to our homes.

Jana bank home loan interest rate

House loan interest rates at Jana Small Finance Bank range from 9.75% p.a. to 16.75% p.a. The ultimate interest rates made available to loan applicants will change depending on their credit score, monthly income, employment history, and other factors. This is what is the home loan interest rate in Jana small finance bank.

Jana small finance bank home loan interest rate and other charges

A processing fee of up to 2% of the loan amount disbursed is levied by Jana Small Finance Bank. The processing cost will not be shaved off of the login fee; it will be paid in full.

I hope now you understand Jana small finance bank home loan rate of interest.