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Home / Finance / Home Loan / What is the home loan interest rate in SBI?
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What is the home loan interest rate in SBI?

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0 2021-09-17T17:40:50+00:00
SBI provides great interest rates on home loans starting at 6.80% p.a. Moreover, SBI provides women borrowers an interest concession of 0.05% on home loans. Do you know what I really like about SBI home loans? It’s that there are no hidden charges and a full waiver of prepayment charges. Check out the SBI home loan details and what is the home loan interest rate in SBI: SBI Home Loan Details
Current home loan SBI interest rate 6.80% p.a. – 7.50% p.a.
EBR 6.65%
Rate Packages Available Floating
Max Tenure 30 Years
Prepayment/Foreclosure Charges Nil
Processing Fees 0.35% - 1% of loan amount
Loan Amount Based on eligibility
Read below to know what is the current home loan interest rate in SBI. SBI Home Loan Interest Rates in 2021:
SBI Home Loan Schemes Interest Rate for Self-Employed Interest Rate for Salaried
SBI Home Loans (Term Loan) 7.10% – 7.50% p.a. 6.80% – 7.35% p.a.
SBI MaxGain (Floating Interest Card Rate) 7.45% – 7.85% p.a. 7.30 – 7.70% p.a.
SBI Insta Home Top Up Loan 8.20 % p.a. 8.20 % p.a.
SBI Home Top Up Loan (Term Loan) 7.65% - 9.70% p.a. 7.50% – 9.55% p.a.
SBI Home Top Up Loan (Overdraft) 8.55% - 8.80% p.a. 8.40% – 8.65% p.a.
SBI Smart Home Top-Up Loan (Term Loan) 8.55% p.a. 8.05% p.a.
SBI Smart Home Top-Up Loan (Overdraft) 9.05% p.a. 8.55% p.a.
SBI CRE Home Loan   50bps + final rate
SBI Tribal Plus / CRGFT   10bps + final rate
SBI Reverse Mortgage Loan   Public: 9.05% p.a. SBI pensioners: 8.05% p.a.
SBI Bridge Home Loan   First year: 9.60% p.a. Second year: 10.50% p.a.
SBI Privilege and Shaurya   6.95% p.a. onwards
SBI Realty   7.65% p.a. onwards
SBI provides home loan at 6.80% interest rate for loan up to Rs. 30,00,000 (excluding Insta Home Top Up Loan). I hope you like my answer on what is the home loan interest rate in SBI. If you are planning to take a housing loan, then I suggest you check NoBroker's Home Loan Services as their interest rates start from 6.50%. You can check whether you are eligible for a home loan using

NoBroker's Home Loan Eligibility Calculator:

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  Read more: How to change SBI home loan interest rate? What is the SBI home loan disbursement process for under construction property? How to close SBI Maxgain home loan? How to transfer home loan to SBI?
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