A top-up loan is an additional borrowing facility that allows individuals with an existing loan to obtain further funds from their lender. I was checking the LIC home loan top up interest rate during one of our bank visits and learned it differs as per one’s CIBIL score. Since you asked, let me help you out.
What is the LIC HFL Top Up Loan Interest Rate?
The LIC home loan top up interest rate depends on the applicant’s CIBIL score. The more the score, the less the interest rate is. I have a CIBIL score below 750 so my interest rate was around 10.30%. Here is the list of lic hfl home loan top up interest rate:
| CIBIL Score | Interest Rate |
CIBIL >= 750 (Floating Up to Rs. 15 Crs ) |
9.70% |
750 > CIBIL >= 700 (Floating Up to Rs. 15 Crs) |
10.30% |
700 > CIBIL >= 600 (Floating Up to Rs. 15 Crs) |
11.55% |
These are the LIC housing finance home loan interest rate for existing customers and new customers. But do remember that new customers can avail top up loan when they switch their existing home loan to LIC HFL.
You can visit the official website of
LIC HFLto get more details.
Read More:
How to Deposit Advance Partial Payment of LIC HFL Loan Online Through Netbanking?Your Feedback Matters! How was this Answer?
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Authors Of The Question
What is the LIC Home Loan Top up Interest Rate?
Shalin
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2023-12-31T19:39:29+00:00 2023-12-31T20:04:16+00:00Comment
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