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Q.

What is the Lowest Home Loan Interest Rates in Pune?

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2 months

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0 2024-11-01T09:28:36+00:00

Hi there. The lowest home loan interest rates in Pune is 8.35 percent per annum, offered by the Union Bank of India. The 8.35 percent interest rate that I have shared is for government and PSU employees with a CIBIL of 750 and above. Whereas for salaried and self employed applicants, the interest rate is 8.35 percent on having a CIBIL score of 800 and above. I compared the interest rates of a lot of banks and found Union Bank’s to be the lowest.

What are the Lowest Home Loan Rates in Pune?

Here, I am sharing the list of starting interest rates of the top banks in Pune. You’ll be able to see the interest in ascending order.

Bank Name

Home Loan Interest

Union Bank of India

8.35 percent per annum

Bank of Baroda

8.40 percent per annum

SBI 

8.50 percent per annum

Kotak Mahindra Bank

8.75 percent per annum

HDFC Bank

8.75 percent per annum

Hence, after comparison, I found Union Bank to offer the lowest interest rate on home loan in Pune. Below, I am sharing the detailed interest rate offered by the Union Bank of India.

CIBIL Score

Salaried (Male)

Salaried (Female)

Self Employed (Male)

Self Employed (Female)

800 and above

8.35 percent

8.35 percent

8.35 percent

8.35 percent

750 to 799

8.50 percent

8.50 percent

8.50 percent

8.50 percent

700 to 749

9.15 percent

9.10 percent

9.25 percent

9.20 percent

650 to 699

9.45 percent

9.40 percent

9.50 percent

9.45 percent

600 to 649

10.25 percent

10.25 percent

10.25 percent

10.25 percent

Below 600

10.75 percent

10.75 percent

10.75 percent

10.75 percent

Like you can see, your CIBIL score, gender and whether you’re a salaried or non-salaried applicant will impact the interest rate. So, keep a check on that. 

This is all about the lowest home loan interest rates in Pune. I hope you find this helpful.

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