What is the Minimum Balance for ICICI NRI Account?

The ICICI NRI account minimum balance requirements vary depending on the type of account and location.

• For an NRE or NRO savings account, the minimum average monthly balance (AMB) that you need to maintain is typically ₹10,000 for metro and urban branches.

• If the balance falls below the required limit, ICICI Bank may levy a penalty, which could range between ₹100 and ₹500 per month depending on the shortfall.

• For

  NRI Pro Accounts

  , the minimum average monthly balance (AMB) that you need to maintain is typically ₹2,00,000 for metro and urban branches.

• For

  NRI Premia Accounts

  , the minimum average monthly balance (AMB) that you need to maintain is typically ₹5,00,000 for metro and urban branches.

• For

  Remittance Premia Account

  , the minimum average monthly balance (AMB) that you need to maintain is typically ₹5,00,000 for metro and urban branches.

• For

  Seafarer Regular Savings Accounts

  , the minimum average monthly balance (AMB) that you need to maintain is typically ₹10,000 for metro and urban branches.

Maintaining the minimum balance for ICICI NRI account is important to avoid penalties. But ICICI Bank offers flexible options for account holders in various locations. I hope you found this answer helpful.

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Last week, I met a friend of mine who has been staying abroad for quite a while now. While talking about some stuff, he asked me about the ICICI bank NRI minimum balance. I told him that, I wasn’t aware of that as I don’t have a ICICI bank account. I also told him that I would find the information and get back to him. 

What is the ICICI NRI Minimum Balance?

I did some research and here is the information that I came across and provided him. 

And that is what I told him about the ICICI minimum balance NRI. Along with that, I also told him that, the interest rate for NRE & NRO savings accounts is 3% if the amount is below 50 lakhs and 3.5% if the amount is above 50 lakhs. 

And that’s about it for the ICICI bank NRI minimum balance. I hope this information will be of help to you. 

The minimum balance requirement for an ICICI NRI (Non-Residential Indian) account can vary depending on the type of NRI account you hold. Different types of NRI accounts may have different minimum balance criteria.

ICICI Bank typically offers various types of NRI accounts, such as NRE (Non-Residential External), NRO (Non-Residential Ordinary), and FCNR (Foreign Currency Non-Resident) accounts.

ICICI Bank NRI Account Minimum Balance

• The minimum balance for NRE or NRO Regular Savings Accounts is Rs10,000.

• The minimum balance for Seafarer Regular Savings Accounts is Rs10,000.

• The minimum balance for NRI Pro Accounts is Rs 2,00,000.

• The minimum balance for NRI Premia Accounts is Rs 5,00,000 across all ICICI savings accounts.

• The minimum balance for Remittance Premia Account is Rs 5,00,000 across all ICICI savings accounts.

To find the current minimum balance requirements for ICICI NRI accounts, you can:

Visit the official ICICI Bank website and navigate to the "NRI Banking" section.

Look for information on NRI account types and their respective minimum balance requirements. You can also contact ICICI Bank's NRI customer service through phone or email for specific details.

Keep in mind that it's essential to review the terms and conditions associated with the specific NRI account you are interested in.  These are the ICICI NRI account minimum balance details.

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