The HDFC bank home loan processing charges vary based on the type of loan. It starts from around 0.50% of the loan amount and goes up to 2%. I have applied for a home loan here hence I know about their charges quite well. Let me help you with them.
What is the HDFC Bank Home Loan Processing Fee?
The HDFC bank housing loan processing fee is as follows,
Name of Fee/ Charge levied |
Amount in Rupees (excluding other taxes) |
Fees for Resident Housing Loan/ Extension/ House Renovation Loan/ Refinance of Housing Loan/ Plot Loans for Housing (Salaried, Self-Employed Professionals) |
Upto 0.50% of the loan amount or Rs. 3000/- whichever is higher |
Fees for Resident Housing/ Extension/ Renovation/ Refinance/ Plot Loans for Self Employed Non-Professionals |
Upto 1.50 % of the Loan amount or Rs. 4500/- whichever is higher |
Fees for NRI Loans |
Upto 1.25% of the Loan amount or Rs. 3000/- whichever is higher |
Fees for Value Plus Loans |
Upto 1.50% of the Loan amount or Rs. 4500/- whichever is higher |
Fees for Loans under HDFC Bank Reach Scheme |
Up to 2.00% of the loan amount |
Re-appraisal of a loan after 6 months from the date of sanction |
Rs. 2000/- |
For more precise details, you can visit the
HDFC website
. I hope this information was helpful.
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A while back, I was in the same boat as you and wasn’t aware of the processing fee of HDFC home loan and learned about it while applying for a home loan. I asked the HDFC personnel how much the processing fee was.
He told me that the processing fee is up to 0.50% of the loan amount or ₹3000, whichever is higher.
Processing Fee For Home Loan HDFC
He told me that the home loan processing fee HDFC is charged based on whether the person is a salaried/self-employed professional or self-employed non-professional.
| Salaried/Self-Employed Professional | Self-Employed Non-Professional |
Up to 0.50% of the loan amount or ₹3000, whichever is higher + applicable taxes/statutory levies |
Up to 1.50% of the loan amount or ₹4500, whichever is higher + applicable taxes/statutory levies |
The minimum retention amount is 50% of the applicable fees or ₹3000, whichever is higher + applicable taxes/statutory levies |
The minimum retention amount is 50% of the applicable fees or ₹4500, whichever is higher + applicable taxes/statutory levies |
He also told me that this HDFC processing fee for home loan is applicable only on resident housing loans/ extension/ house renovation loans/ refinance of housing loans/ plot loans for housing.
I hope now you are aware of the processing fee of HDFC home loan.
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Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
Authors Of The Question
What is the Processing Fee for Home Loan in HDFC?
Abhav
1207Views
2 Year
2022-03-04T12:54:58+00:00 2024-07-19T12:35:38+00:00Comment
3 Answers
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