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Home / Finance / Home Loan / What is the Ujjivan Home Loan Interest Rate?
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What is the Ujjivan Home Loan Interest Rate?

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6 months

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0 2024-05-02T11:04:39+00:00

While browsing through social media, I came to know about Ujjivan Bank home loans. This piqued my interest as I was already trying to avail a home loan. I called a friend of mine and asked him about the Ujjivan home loan interest rate. He told me that, he had taken a loan from them and the interest rate was around 8.75%. 

What is the Ujjivan Small Finance Bank Home Loan Interest Rate?

Along with the interest rate, he provided me with a few more information as well and those are as follows.

Particulars Amount

Loan Amount

Minimum- Rs 2,00,000 and Maximum- Rs 25,00,000

Rate of Interest (ROI)

Starting from 8.75% to 17.75% p.a. 

Tenure range

Minimum 39 Months & Maximum 180 Months.

Loan Processing fee

Rs. 3,350 + GST applicable (Non – refundable)

CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance)

2.0% of loan amount + GST 

And that is all that he told me about the Ujjivan bank home loan interest rate. After that, he told me about the documents required and those are. 

  • Duly filled and signed application form.

  • Two passport-size photos of all the applicants and guarantors.

  • 2 copies of Identity proof documents of the applicant and all co-applicants

  • Passbook of the bank showing the last six months of transactions of all applicants.

  • Income proof of business or salary.

  • Photocopies of all the documents.

And that’s about it. I hope this information about the Ujjivan home loan interest rate has been of help to you. 

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