While browsing through social media, I came to know about Ujjivan Bank home loans. This piqued my interest as I was already trying to avail a home loan. I called a friend of mine and asked him about the Ujjivan home loan interest rate. He told me that, he had taken a loan from them and the interest rate was around 8.75%.
What is the Ujjivan Small Finance Bank Home Loan Interest Rate?
Along with the interest rate, he provided me with a few more information as well and those are as follows.
| Particulars | Amount |
Loan Amount |
Minimum- Rs 2,00,000 and Maximum- Rs 25,00,000 |
Rate of Interest (ROI) |
Starting from 8.75% to 17.75% p.a. |
Tenure range |
Minimum 39 Months & Maximum 180 Months. |
Loan Processing fee |
Rs. 3,350 + GST applicable (Non – refundable) |
CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance) |
2.0% of loan amount + GST |
And that is all that he told me about the Ujjivan bank home loan interest rate. After that, he told me about the documents required and those are.
Duly filled and signed application form.
Two passport-size photos of all the applicants and guarantors.
2 copies of Identity proof documents of the applicant and all co-applicants
Passbook of the bank showing the last six months of transactions of all applicants.
Income proof of business or salary.
Photocopies of all the documents.
And that’s about it. I hope this information about the Ujjivan home loan interest rate has been of help to you.
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Authors Of The Question
What is the Ujjivan Home Loan Interest Rate?
Raghu
108Views
6 months
2024-05-02T10:44:25+00:00 2024-06-26T16:00:19+00:00Comment
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