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What is Vijaya Bank home Loan Documents?

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Vijaya Bank merged with Bank of Baroda in 2019, and all its banking services, including home loans, are now offered under the Bank of Baroda brand. If you're planning to apply for a home loan, it's essential to be prepared with the necessary documentation to ensure a smooth and efficient application process. I have shared the list of Vijaya Bank home loan documents required below.

Here is a comprehensive list of documents typically required:

  1. Proof of Identity:

    • Aadhaar Card

    • Passport

    • Voter ID Card

    • Driving License

    • PAN Card

  2. Proof of Address:

    • Aadhaar Card

    • Utility Bills (Electricity, Water, Gas) not older than 3 months

    • Passport

    • Rent Agreement (if applicable)

  1. Salaried persons have to submit their salary slips.

  2. Form 16 or ITR is also required to be submitted.

  3. If you own a business you are required to submit

    academic certificates, evidence of business, balance sheet, IT return of last 3 years along with last 6 months Bank Statement.

By ensuring all your documents are organised and up-to-date, you enhance your chances of a quick approval, bringing you a step closer to owning your dream home. This is all about Vijaya Bank home loan documents.

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