Home / Buy and Sell / Investment / What should be a better investment now which can help in future? Buying a flat worth 1.5 cr in a metro city with proximity to all facilities or a villa worth 80 lakhs in a smaller town but with access to limited facilities?

What should be a better investment now which can help in future? Buying a flat worth 1.5 cr in a metro city with proximity to all facilities or a villa worth 80 lakhs in a smaller town but with access to limited facilities?

bhaskar

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Ajay Singha

0 December 26, 2024

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Hi, when it comes to choosing which investment could be better, a flat in a metro city vs a villa in a smaller town, it should always be about your preference. But in my opinion the flat looks like a better option despite it being costing more than the villa. The biggest reason is that metro cities offer higher rental yields and have greater access to amenities and job opportunities. Here are a few more things to consider before deciding to invest.

Factors to Consider Before Deciding to Invest in Metro City or Small Town

Here are some of the factors that you must consider before deciding where to invest.

Your Lifestyle: The first step should be about deciding what type of lifestyle you prefer. If you like the urban convenience of a metro city, then a flat should be your choice. In case of a relaxed lifestyle, opt for the villa.
Investment Goals: If you are in need of high rental income, considering the flat would be a smart choice. For long-term capital appreciation, go for the villa.
Budget: Budget is the most important factor. Try to understand if you can afford a flat in a metro city or a villa in a small town.

And that’s about it. I hope you find this information helpful.

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Rishi Mehta

0 August 28, 2020

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Hi, Personally, I feel investing in cities like Lucknow, Surat, Visakhapatnam and Kochi is a better option. Here is why: 1. The rates are affordable The property rates in these cities are comparatively lower than cities like Bangalore, Delhi and Mumbai. You can own a 3 BHK flat for around 60-70 L in a well-developed area and if you decide to rent it out, you will get a good rent amount as well. 2. Availability of the basic as well as high-class amenities All the basic facilities like quality education, well-maintained hospitals, parks, etc are available in these cities. There are many international schools as well in these cities. Apart from that, you can also find high-class restaurants, malls and other amenities in these cities. 3. Less Traffic Many people say that people staying in crowded cities spend half of their time travelling or commuting from one part of the city to another. Well, the best part about these cities is that the traffic is less and you won’t be stuck in traffic jams every day! Your quality of life would be better. 4. Affordable Lifestyle The cost of living in these cities is relatively lower. From the price of vegetables to the price of renting an apartment, everything in these cities seems to be quite affordable. 5. Peace of Mind As the traffic is less, the pollution level is also less which means lower health issues. Apart from this, these cities are generally in close proximity to nature making it a peaceful place to live and maintaining a healthy lifestyle.

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