Saving bank accounts is probably the most fundamental financial service used by individuals all over the world. There are numerous banks in India that provide zero balance account facilities to their customers. The major question here arises is which bank is best for zero balance account. Let’s take a look at the bank that offers the best zero balance saving accounts.
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With a zero balance account, you can keep your money secure, earn interest on deposits, and enjoy different perks and benefits. Check out the top banks with zero balance accounts below. You can choose any of them as per your convenience and preferences:
- IDFC FIRST Bank Pratham Savings Account:
The zero balance accounts at IDFC allow for unlimited withdrawals at any micro ATM. In addition to mobile and net banking, you will receive a free chequebook, passbook, and debit card. There is no deposit required to open the account. The interest rate varies between 4% to 6%. According to me, this is the best bank for zero balance account.
- Indus Online Savings Account (Induslnd Bank):
There is no minimum balance requirement for any Indian citizen over the age of 18 to open this savings account. It provides limitless ATM withdrawals, WhatsApp banking services, a free passbook, chequebook & debit card as well as free net and mobile banking access. Funds can be transferred for free through NEFT, IMPS, and RTGS.
- Axis Bank PRIME Savings Account:
Here, you need to deposit at least INR 25,000 to open the account. You can obtain a free RuPay debit card, a cash deposit limit of up to INR 10,000, and four free ATM withdrawals a month when you open a zero saving account at Axis Bank. You will also get cashback on online spending.
Hope you understood which is the best bank with zero balance account.
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Authors Of The Question
Which Bank is Best for Zero Balance Account?
aradhya
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1 Answers
1 Year
2023-05-19T15:18:41+00:00 2023-05-19T15:19:22+00:00Comment
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