To apply for a Yes Bank personal loan in India, applicants must submit certain
YES Bank personal loan documents
. The documentation requirements vary depending on the employment type (salaried or self-employed), but the overall process is streamlined to ensure easy application.
What are the YES Bank Personal Loan Documents Required?
An application form
Identity Proof (any one): Aadhaar Card, PAN Card, Passport, Voter ID, Driving License
Address Proof (any one): Aadhaar Card, Utility Bill (Electricity, Water, Gas), Passport, Rent Agreement, Ration Card, a legitimate proof of identification with a permanent address that is at least a year old
Bank Statements: Last 3-6 month’s bank statements showing salary credits or business income, as applicable.
Income Proof: Latest 3 months’ salary slips, Form 16 or Income Tax Returns (ITR) for the last 2 years for salaried individuals. Also, for self employed professionals, an Income Tax Returns (ITR) for the last 2-3 years. Balance sheet and profit & loss statement audited by a chartered accountant.
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This is all about
YES bank personal loan documents
.
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Hey. I recently took a loan from Yes Bank and can help you with the Yes Bank personal loan documents required for the application process. The documents include an application form and an ID proof authorised by the government as the basic documents. I am sharing all the rest of the documents below to help you go through them easily.
What are the Yes Bank Personal Loan Documents Needed?
Here are the documents needed for a personal through Yes Bank.
- ID Proof:
First is the proof of your identity, where you can present a valid ID issued by the Indian government, including the Aadhar card, passport, voter ID or driver’s licence.
- Address Proof:
You also need to show your address proof, where you can present any of your utility bills, like electricity bills, water bills, etc., or any other document that states your current address.
- Credit History:
Yes Bank will also ask for your credit report that mentions your repayment history.
- Income Proof:
The Bank would also require an income proof, where you can show your salary slips, IT returns or bank statements to prove that you are financially stable.
- Employment Verification:
Here, you’ll have to share your letter of employment or proof that you own your business in case you’re a non-salaried applicant.
- Passport-Sized Photos:
Lastly, the bank will need a few of your recent passport-size photographs.
So these are the Yes Bank personal loan documents details needed to apply for a personal loan. I hope this helps you to successfully apply for a personal loan at Yes Bank.
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Authors Of The Question
Yes Bank Personal Loan Documents Required?
tithi
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2 Answers
1 Year
2024-01-02T20:23:00+00:00 2024-01-02T20:23:01+00:00Comment
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